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Why Insurance? Why Now?
Taking risks is a natural part of training and caring for large animals. Not long ago, the risks inherent in the horse business were better understood because more people depended on horses for daily needs. Today, however, there are many individuals participating in equine activities who lack the skills and knowledge to avoid dangerous situations with horses. If they do sustain an injury or loss, they tend to assign blame to a third party. Additional factors driving the need for equine ...Property insurance defined.
Property insurance is insurance on real or personal property of every kind and of every interest therein against loss or damage from any and all hazard or cause, and against loss consequential upon such loss or damage, other than noncontractual legal liability for any such loss or damage. Property insurance does not include title insurance, as defined in § 908 of this chapter....Holiday Travel Insurance
Holiday travel insurance may seem like a redundancy, because any time you’re on a vacation it’s a holiday as far as you’re concerned. Nevertheless, holiday travel insurance may be a good idea. As you can imagine, holiday travel insurance will reimburse you if you miss any connections, even allowing for your hotel stay if you have to ...Marine Insurance
Marine insurance is insurance that covers anything that is water-related, such as boat insurance or cargo insurance. People who own only a dinghy are as eligible for marine insurance as are persons who own a fleet of ships. Maritime casualties are also covered by marine insurance. Whether these casualties are suffered by the policyholders, their employees, or others who are the liability of the policyholders, the lives and health of others are ...Understanding horse insurance responsibilities
Whether a horse is purchased for personal or business reasons, ownership represents a significant investment of time, money and resources. While no one likes to think about the potential for tragedy, horses seem to be prone to illness, accidents and injury. Should some peril befall your horse, nothing may ease the emotional burden, but wise planning can help reduce the ec...For more information about physical damage insurance: horse insurance?
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