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Private mortgage insurance (PMI)
A type of insurance policy written by a private company protecting the mortgage lender against loss resulting from a mortgage default; typically used if the borrower's down payment is less than 20 percent of the home's purchase price....Universal Life Insurance
Universal Life insurance is a variation of Whole Life. The insurance part of the policy is separated from the investment portion of the policy. The investment portion is invested in bonds and mortgages, the investment portion of Universal Life is invested in money market funds. The cash value portion of the policy is set up as an accumulation fund. Investment income is credited to the accumulation fund. The death benefit portion is paid for ...Medical Insurance Basics
Medical Insurance Basics - Some people will not think twice about buying home and car insurance but when it comes to buying health insurance, they don't give it a major priority. If you are one of those people who care less about health insurance, why don't you learn about the medical insurance basics to educate yourself? Medical health insurance is useful during emergency situations or any unforesee...Why Insurance? Why Now?
Taking risks is a natural part of training and caring for large animals. Not long ago, the risks inherent in the horse business were better understood because more people depended on horses for daily needs. Today, however, there are many individuals participating in equine activities who lack the skills and knowledge to avoid dangerous situations with horses. If they do sustain an injury or loss, they tend to assign blame to a third party. Additional factors driving the need for e...Computer Insurance
Computer insurance is one form of insurance that was unheard of until recent years. Now, however, computer insurance policies are being written for personal home computers as well as for big mainframes that are run by large corporations. The computer insurance industry is so big today that there are companies that specialize solely in laptop computer insurance. Policies can range from low-dollar amounts of computer insurance for students, all the way to linked networks of computers in profe...For more information about primary insurance: care insurance news and links
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